“Ghana Institute Of Social Democracy not Accredited” NAB

GISD

The National Accreditation Board (NAB) has not accredited the opposition National Democratic Congress (NDC) to operate its National Institute of Social Democracy.

The school which was launched by the party last week seeks to imbibe in young people the ideals of social democracy.

“In April 2017, the party’s school working committee, based on its previous report proposed the formation of the Ghana Institute of Social democracy as an institution of higher learning and research to train many party comrades and other interested stakeholders in the fundamental principles and philosophy of the party,” General Secretary of NDC, Johnson Asiedu Nketia said at the launch.

But speaking to Citi News the Executive Secretary of NAB, Kwame Dattey, said though the school does not have the NAB’s blessing to operate it will not be necessary if it will not be awarding only certificates.

“When somebody needs accreditation the person applies for it but to the best of my knowledge, they haven’t even applied for accreditation. I don’t know what type of school they are running. We deal with tertiary education institutions so if they are not dealing running tertiary education institutions they may not need to apply to us.”

He further explained that they have specific schools they accredit.

“We accredit tertiary education institutions that are going to award maybe diplomas or degrees but if they not going to run such programmes or they are not going to award diplomas or degrees which will be recognized then they don’t need to come to us,” he added.

Franklin Cudjoe commends NDC

Meanwhile, President of policy think tank, IMANI Ghana, Franklin Cudjoe has commended NDC for the launching the school but urged them to teach a courses he described as “internal centralism” as well as quantifying manifestos saying “I will be happy to be a lecturer.”

“I was laughing over it but I was also serious, ideology is very important. I think that they should also teach what I called internal centralism.”

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Expresso Ghana Finally Disposed

expresso

Adom News can confirm on authority that Sudan Telecom (Sudatel) has finally sold all of its shares in Kasapa Telecom Limited (Expresso Ghana) to a buyer who still remains a mystery.

The deal has been indicated on page nine of the company’s 2016 Third Quarter Financial Report dated September 2016 and published November 2016 on its website.

The Report stated clearly that shares held in a Kasapa Telecoms in 2015 was 82% but shares held in 2016 is 0%.

Adom News had earlier reported that Sudatel had admitted in its 2014 Fourth Quarter Financial Report that in 2013 it entered into a shares purchase agreement (SPA) with an unknown buyer, and the buyer initially paid $5 million for 18 per cent shares.

The remaining 82 per cent shares were transferred to an escrow agent pending the fulfillment of the conditions set out in the SPA for onward transfer to the mystery buyer.

Sudatel also stated categorically that “At December 31, 2014, the operations of Kasapa Company Limited (Expresso Ghana) have been classified as discontinuing operations and a disposal group constituted for the sale.”

Indeed, the report on Kasapa Telecom Limited then was clearly labeled “DISCONTINUED OPERATIONS” in the Q4 2014 report.

Sudatel’s various financial reports indicate it has held 100% shares in Kasapa Telecoms (Expresso Ghana) since July 2008.

But the company has since been struggling to survive, largely because of international sanctions on Sudan, which made it difficult for Sudatel to transfer cash to recapitalize its Ghana operations.

As a result, the company has declined into insignificance over the past nine years and that has been characterized by the frequent change of Managing Director, the consistent monthly decline in customers, huge and numerous debts, months of unpaid salaries, staff agitations, and a number of legal battles over ownership.

The last caretaker Managing Director of the company was a former National Security Capo, Col. Larry Gbevlo. Currently, it is not clear who is at the helm of affairs at Expresso operationally, but popular senior Ghanaian Journalist and social commentator, Kwasi Pratt is the Board Chairman.

Frustrated workers, creditors, retailers

Currently, the workers of the company are still oblivious of who the new owners are, meanwhile months of salary arrears remain unpaid.

When Adom News contacted a top management member of the company about the sale (name withheld), he admitted to being completely ignorant about the sale which was announced way back in November 2016 on the company’s website.

Meanwhile, the company’s long list of creditors, including real estate owners, devices dealers, vendors, utility service providers and others have been chasing the company for debts.

The sole CDMA (Code Division Multiple Access) players also continue to lose hold of its stake in the market as customers continue to abandon the network by the day due to bad service.

As of April 2017, it subscriber level had declined to a paltry 23,264, from about 400,000 at the time Sudatel took over.

Recently, recharge card retailers likened Expresso Ghana to the embattled micro finance company DKM, because the retailers said they invested heavily into Expresso products and now it has become bad debts for them because no one is buying those products and Expresso has also refused to take them back and refund their money.

NCA

Sudatel has still not announced who the buyer is and the telecoms regulator in Ghana, National Communications Authority (NCA) has also not been informed of the sale and who the buyer is.

Indeed, the NCA itself had said it has no formal notice of any transfer or sale of shares in Kasapa Telecom to and from Sudatel.

As of December 2013, the only company known to have gone into exclusive negotiations with Sudatel for the purchase of a Kasapa Telecom was Ghanaian-based Jospong Group’s Subah Infosolutions Limited.

Following the expose of conflict of interest in the Jospong Group’s attempt to buy Expresso the company came out to admit it wanted to buy Expresso but had pulled out.

That claim was subsequently confirmed by the then Expresso Ghana Managing Director, El Amir Ahmed El Amir in an exclusive letter to this writer.

Later on, it emerged, as per a press release on Sudatel’s website, that it had concluded the sale of Expresso Ghana to an unnamed buyer.

But Sudatel later denied that information as well, citing translational error, from Arabic to English, in their own press release.

The current Q3 Report on its zero per cent shares is in English and in figures so it is clear Sudatel has sold all of its shares in Kasapa Telecom. The buyer, however, still remains a mystery.

BoG Withdraws Licenses of UT, Capital Bank; GCB To Take Over

utcap

Bank of Ghana has revoked the license of two commercial banks  – UT Bank and Capital Bank.

The action has been triggered by the inability of the two banks to turn around their negative capital adequacy position which has lingered on for some time now.

In simple language terms, the action has been taken against these affected banks due to their “terrible” financial situation and their inability to perform within the banking industry.

It is believed that the continued encouragement of the operations of these institutions could endanger the banking industry as a whole and hence the action that was taken against them over the weekend.

Other reasons

JOYBUSINESS understands that the Bank of Ghana was forced to take this action based on provisions of the current Banking and Specialized Deposit Taking Institutions Act.

In the law, Sections  104-107 discusses prompt corrective actions for banks with various degrees of capitalization requiring the regulator to step in after 90 days or 100 days, if the bank in question fails to recapitalise or submit to the Bank of Ghana, a capital restoration plan.

Also, in Section 123, the law empowers the Central Bank to REVOKE THE LICENSE OF ANY BANK THAT IS INSOLVENT OR LIKELY TO BECOME INSOLVENT WITHIN THE NEXT 60 DAYS.

The law specifically requires the Central Bank to appoint a receiver and take remedial actions against banks that have negative capital adequacy ratios.

Other analysts also say that the Bank of Ghana went ahead with this action because they were not satisfied with the capital restoration plans brought forward by these two banks, and the law grants them the powers to go along this path if it is not satisfied with proposed plans from the ‘sick’ banks.

The same banking law requires the election of an official administrator, either appointed by the Central Bank or a bank elected by the Central bank, to handle resolution proceedings by taking stock of loans that remain in good standing and deposits and take hold of the accounting books of the bank that has had its license withdrawn.

Observes in the Industry are e also attributing this quick action from Central Bank to some form of a subtle pressure coming from IMF to quickly deal with the situation of the affected banks before the IMF’s board meeting in Ghana which is slated to come on at the end of August 2017, or the first week in September 2017.

This action is likely to be tested by the Board for its overall consistency and long term impact on the economy.

Implications of the Action

This could mean that legally the two banks cease to exist as a bank, from today, Monday, August 14, 2017, that is why GCB has been appointed to take over the assets and liabilities of these two banks. This could possibly mean that all the workers, good loans and even the bad debts would be taken by GCB.

JOYBUSINESS understands that Government and SSNIT, the two major shareholders of the Bank have given their blessing to the move.

This would see the government take on the bad loans, a move that will worsen the overall fiscal situation. If the government, on the other hand, decide to issue bonds to cover the bad loan position of Capital Bank and UT Bank, so that, it does not affect the financial position of GCB, there would be implications for the country’s overall unfavorable debt position.

Since the two banks would legally cease to exist, GCB would also take up any contractual arraignment with its clients including good and bad loans.  However, in the case of UT which is a listed entity, this development could possibly result in the institutions de-listing from Stock Exchange.

Investors could in the process, dump their UT shares on the stock and this could result in other secondary consequences.

Implications for Depositors Funds  

Sources say there would be some communication out soon to assure depositors about the safety of their funds, to avoid any serious “run” on these institutions.

However, there is the likelihood of the imposition of limits on withdrawals in these institutions in the coming days. Already, there were signs over the weekend that the ATM’s of these institutions were not working in many places, a sign that the policy on the imposition of deposit withdrawals may be in force already.

Next line of action  

The regulator could today move to seal off the premises of UT or Capital bank and open it later for business and inform staff of the two banks and even clients that a new bank, that is GCB  has taken over.

So this could mean that GCB sign posts could be seen at the offices of the banks. Also, a public announcement could be made by the regulator today giving more details as to why they took this action and to assure depositors and business community that their funds are safe.

The government could also be coming out to assure the business community and even depositors on why it decided to allow GCB to take over these two banks and also assure donors, it would not have any serious impact on the budget deficit.

Impact on GCB

This would obviously lead to a substantial increase in the total assets of GCB, a development that could make it the biggest bank in the country and make it financing most of the biggest contracts in the country since this would improve the financial position of GCB.

It could also lead to GCB Bank getting some big and juicy deals.

Budding questions going forward

GCB Bank has the largest branch network in the country so when the whole acquisition process is completed, would it lead to the closure of some GCB branches?

What about the workers, how long can GCB absorb them?

Especially when there would be a duplication of functions?

What about the two Managing Directors of these institutions?

The transparency of the whole process is coming out to play regarding the conditions under which GCB was selected. Was there a competitive process put in place to select the receiving bank?.

If there were, what were the alternative acquisition offers that were put forward by the other big banks in the industry?

Which banks participated in the bidding process?

Was this solely a GCB Board room affair under the instruction of the Central Bank?

Last but not the least, one critical budding question we must be asking is how does all this fit into the policy of creating the Treasury Single Account where government’s deposits liabilities are being transferred to the Bank of Ghana?

Will the banks survive or is this a point of inflection for the banks to begin to think and start doing real banking?

How did the two banks get here?

A lot of reasons have been assigned as to why the two have gotten here. One of them includes some loans that have gotten bad or funds extended to businesses that have not been paid on time.

Some people have attributed the management style of these banks in terms of  credit delivery.

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16 facts about perfumes everyone must know

perfume

Perfume is an important item that should be found in the wardrobe of every stylish man and woman. Here are 16 facts about perfume every stylish man and woman should know

1. Moisturise before applying perfume because perfume diffuses well when applied on moisturized skin, and hydrated skin will hold fragrance longer.

2. Your nose gets used to your perfume after a while and that’s why you can only smell it after its first applied or when you consciously pay attention to it.

3. Avoid rubbing your wrist against each other after spraying a perfume because it distorts the scent of the perfume.

4. Women have a stronger sense of smell than men thanks to the female brain having up to 50% more olfactory sensors.

5. Apply your perfume to pulse points and not all over your body. Pulse points are locations on the body where the blood vessels are closest to the skin. Your pulse points are the inner wrists, base of your neck, behind your earlobes, and your inner elbows.

6. The same perfume can smell differently on different people. This is because your body chemistry ‘pushes’ certain notes in the fragrance more strongly, thanks to genetics or your diet.

7. Your sense of smell is like a muscle–the more you use it, the stronger and more discerning your nose becomes.

8. Men’s perfumes are worn by women as well. About 30% of all women around the world use men’s fragrances.

9. Perfume (Parfum) is the strongest fragrance available and it consists of 15-30% concentration of perfume essence. Its fragrance last for up to 6 hours depending on skin type and you need to use just less.

10. Eau De Parfum (EDP) is lighter than Perfume, with an 8-15% concentration. EDP is less expensive than pure perfume and it last between 3 to 5 hours.

11. Eau De Toilette (EDT) is lighter than EDP. It has a 4-8% concentration of the essence and usually lasts for 2 to 4 hours.

12. Eau De Cologne (EDC) is lighter than EDT and it’s often referred to just as Cologne. It has just 3-5% concentration of perfume essence and usually lasts for 2 hours.

13. Notes in perfumery are descriptors of scents that can be sensed upon the application of a perfume. There are three classes of notes (top note, middle note and base note). These notes when blended together create the perfume’s fragrant accord.

14. The top notes also referred to as head notes are recognized immediately upon application of the perfume and they are also the first to fade away.

15. The middle notes also referred to as heart notes are considered the heart of the fragrance. It lasts longer than the top note and it makes an appearance once the top notes evaporate.

16. The base notes make an appearance once the top notes evaporates completely. The base and middle notes together are the main theme of a perfume. The base notes are usually not perceived until 30 minutes after the application of the perfume.

10 truths ladies wish men knew about sex

4 LEGS

For most men, having a woman moan loudly while he is on her means the sex is good. This is so not true.

While it’s good to have a good technique and make her moan, there are several truths women expect men to know about sex. Check them out below

1. Women hate it when men rush through foreplay. Foreplay gets her ready for the main event so avoid rushing it.

2. She wants you to go at a much slower tempo. If she wants you to up the tempo, her body will reveal that to you.

3. Make an effort to wash your bed sheets. Women hate having sex on dirty sheets.

4. Pay attention to how she reacts to the things you do. This would give you an idea of what she wants.

5. She wants you to cuddle after sex. Cuddling after sex makes a woman feel wanted.

6. She wants you to take it easy with her clit. Don’t handle her clit like you are playing a PlayStation.

7. Don’t squeeze her boobs like you are trying to squeeze juice out of an orange.

8. Don’t bring those moves from porn videos into the bedroom. Porn sex is only good for the camera. Most women don’t actually like it.

9. Just because she wants no one-minute man isn’t an excuse to last for hours. Longer isn’t always better when it comes to sex. Sex stops being enjoyable for most women when you last too long.

10. Just because your ex liked certain things in bed doesn’t mean she would like them. Women are different.

4-Year-Old Girl Dies After Drinking Mother’s “Apio”

apet

A four-year-old girl drank herself to death after she mistook her mother’s locally made liquor to water.

The deceased who name was only given as Adwoa died from ‘extreme’ alcohol poisoning after drinking a bottle of locally made liquor called akpeteshi.

This unfortunate incident occurred at Enyan Abasa, a farming community in the Central region.

According to reports, the akpeteshi which caused the toddlers death belongs to her mother, Nana Enyiwa.

Adom News’ Shine Acquah who was visited said residents blame the mother whom they claim to use the liquor as an appetizer before any meal.

They said the young girl started suffocating and bleeding through her nostrils and was rushed to the Enyan Abasa health centre for treatment.

But due to her conditions, she was transferred to Asikuma hospital but tragically doctors were unable to revive her.

Nursing Schools To Reduce 2017\18 Admissions

 

Public and private institutions accredited to train nurses in Ghana will reduce their intake by almost 1,600 this year.

This follows a directive from the Nursing and Midwifery Council (NMC) to the 75 accredited institutions training nurses in Ghana, including private ones, to admit students in accordance with an earlier discussion.

The directive was contained in a circular issued by the council and signed by its Registrar, Mr Felix Nyante.

“The Nursing and Midwifery Council of Ghana would like to respectfully inform you of the admission quota for the 2017 admissions to nursing and midwifery training institutions. This follows discussions held in Koforidua on June 27, 2017 on the subject matter,” the document obtained by the Daily Graphic said.

Last year, 7,335 students were admitted to the various institutions, but the number will reduce to 5,737 when the directive is implemented.

The figures mean that last year’s admission figure has been reduced by almost 22 per cent.

Losses

Although quotas increase the admission spots generally for private nursing training institutions by 38 students — from 899 in the 2016/2017 academic year to 937 this academic year, a number of the institutions which admitted higher numbers of students have had their intake reduced.

For instance, the Pentecost University, which admitted 96 students last year, can only take 35; the Presbyterian University College in Asante Akyem, which enrolled 92 students last year, has been given 57 this year; the Garden City University from 59 to 35; the Central University from 68 to 56 and the Premier School of Nursing from 100 last year to 60 this year.

Gained

On the other hand, some of the private nursing training schools had the quota system offering them more students than they admitted last year.

Examples include Golden Sunbeam College of Science and Technology, from five last year to 22 this year; Bimaks College of Business and Health Sciences in Agona Swedru, 14 to 35; Narh Bita from eight to 35 for its degree programme and 44 to 58 for its diploma programme; 20 to 82 for Western Hills School of Nursing; West End University College, 29 to 59; Hopkins Health Training Institute, three to 18; Wisconsin International University College, 29 to 35, and Withrow College, four to 20.

Hardest hit

But the hardest hit by the reduction in admission figures are the public nursing training colleges and the universities offering nursing, with the cut in admission figures ranging from 10 to more than 100 in some schools.

Ntotrotroso College of Nursing has its last academic year admission figure of 235 cut to 82; Dunkwa-on-Offin Nursing and Midwifery Training College, 250 to 109; Ho Nursing Training College, 183 to 108; Korle Bu Nursing and Midwifery Training College, 245 to 153; Kwadaso Nursing Training College, 254 to 152; Tamale Nursing Training College, 210 to 111, and Keta Nursing and Midwifery Training College, 137 to 77.

Others are Cape Coast Nursing Training College, 229 to 91; the University of Cape Coast, 100 to 75;University for Development Studies,123 to 97, and University of Health and Allied Sciences, 125 to 80.

However, four of the colleges in Wa, Kwapong, Damongo and Zuarungu gained between two and 48 students on their last year admissions.

Unhappy private institutions

A source at one of the private nursing training institutions that spoke with the Daily Graphic on condition of anonymity said the decision to allocate quotas to the private institutions, especially, was wrong, as it amounted to interference that could affect the private sector’s investment in education.

It said currently the accredited private nursing training institutions invested between GH¢3 million and GH¢4 million in laboratory equipment and other training aids for their nursing students and pay lecturers between GH¢3,000 and GH¢8,000.

“You are taking all this cost and they are asking you to admit a limited number of students. This amounts to control. There should be no control in an educational sector where the government does not support you. This is a democratic era and they should allow private investors to run their businesses,” it said.

The source said the situation could affect international students admitted by the private institutions because “without the NMC ‘coating’ them, we cannot graduate them”.

In recent times, there has been a lot of agitation by nurses trained in both public and private institutions for the government to provide them with jobs.

However, the source said it was not all students from the private training institutions who were absorbed into the public health system, arguing that “some of them complete and go abroad, others join private health facilities, while others establish their own businesses”.

Allowance politics & ministry’s response

It said the government’s decision could also stem from its decision to restore the nurses training allowance which was scrapped by the Mahama administration in the 2013/2014 academic year.

When contacted, the NMC declined to comment on the issue for now.

But, responding to the concerns, the Public Relations Officer of the Ministry of Health, Mr Robert Cudjoe, denied the claim that the quotas were linked to the allowance the government had restored.

Before the allowance was scrapped, each student nurse received at least GH¢450 every quarter. The position of the Mahama government was that the removal of the allowance would allow more students to be admitted.

The issue became one of the topical issues during last year’s campaign, with the New Patriotic Party (NPP) promising to restore the allowance.

Nurse deficit

An assessment by the Ghana Registered Nurses and Midwives Association revealed in June this year that Ghana will need not less than 38,000 nurses and midwives to bridge the nurse-patient ratio.

The WHO nurse to patient ratio is pegged at least 40 nurses for every 10,000 population but Ghana’s statistics is said to be 22 nurses for every 10,000 people.

While acknowledging that the country had not met the World Health Organisation’s nurse-patient ratio, Mr Cudjoe said Ghana’s figures were far better than those in most countries in Africa.

He said the decision to give quotas was to help the government produce healthcare professionals who met the country’s needs at a particular time.

He stated that the current quota was not going to be a permanent one and that if at any time there was the need to train more nurses, the government would remove or increase the quota.

According to him, the country had been training more nurses than it needed and that after their training, they expected to be absorbed into the various health facilities, with the government paying their salaries.

“We are studying the trend and it will get to a point where we will ask them to train more of particular health professionals. It is not a blanket directive; it is subject to change. Why do we have to train so many nurses when we cannot get them jobs?” he asked.

IGFs

Mr Cudjoe said the reason most public nursing colleges were complaining about the cut in admission numbers was that they used their internally generated funds to run their schools, including putting up infrastructure, when government support was, at a point, not coming.

Going forward, he said, the government was putting in measures by which would be funding all infrastructure needs of the institutions and they would not depend on their IGFs.

He also indicated that the bonding of students, which made it compulsory for them to serve the nation for some years before they were released, had been cancelled since 2014 and new students had been told that they were not automatically entitled to jobs.

Mr Cudjoe stated that the government was also looking at possible avenues, including discussions with the country’s neighbours in the sub-region, for a possible export of trained Ghanaian nurses.

Source: Daily Graphic

“MenzGold Not Licensed To Do Banking Business” BOG Warns

menz

The Second Deputy Governor of the Bank of Ghana, Dr. Johnson Asiamah has disclosed that investment group, MenzGold is not licensed to conduct banking business.

He says though the Company was licensed by the Minerals Commission to buy and sell gold, it had veered off into accepting deposits from unsuspecting customers.

This would be the latest financial sector scam following DKM and God is Love Fun Club among others.

Speaking at the Public Accounts Committee hearing today on the Central Bank’s measures against such scams, Dr. Asiamah cautioned that anybody who dealt with MenzGold did so at their own peril.

“Only last week we published a notification in the newspaper about MenzGold to the effect that we have not licensed them to accept deposits because to accept deposits you need a license from Bank of Ghana and we have not licensed them for that purpose, and hence if you go ahead to do business with them it’s at your own risk” he cautioned.

“The Minerals Commission has given them a license to purchase gold so based on that we cannot just get up and close them down. There has to be evidence that they are accepting deposits thereby flouting the our regulations. So we took the first step by notifying the public and it came out in quite a number of the newspapers that these people are not to accept deposits and if they ask you to give them money you should not do so,” he added.

Dr. Asiamah assured that the central bank is working with other relevant agencies in the gold industry to find a lasting solution to the problem.

“Now we are following on from the next level where we will have to sit down with the respective agencies. Because if they are licensed to purchase gold that doesn’t have anything to do with us. So going forward, we are collaborating on that very issue” he assured.

Dr. Asiamah stated that measures were being put in place to ensure that people become aware of licensed financial institutions in the country.

“Let me use this medium to educate our people. We are just too ready to give money to anyone that promises a good return. We are quick to just give our monies to them. If you look at the newspapers now we are publishing what we call the clean list”.

Explaining the DKM Microfinance debacle, Dr. Asiamah stated that the processes are ongoing to liquidate the company.

“You mentioned the DKM issue and as you know when any company goes down it has to go through liquidation. So there is a liquidation process that is going on by the Registrars General. They are working with their lawyers, they are working with one of their audit firms and they are working in line with the liquidations act.”

credit:citifmonline

5 Signs That Show Your Partner Is Using You

partner

In an ideal world, a relationship has a lot of give and take. But relationships are rarely ideal — and being used in a relationship is way more common than we’d like it to be. It normally starts out simply enough, with someone who seems really sensitive and interesting and reflective and ‘not like everyone else’. You know the one, right? And yet before you know it, once they make you feel comfortable, you’re being totally ignored. It’s happened to the best of us.

While it often sneaks up on us, we all know what being used looks like on someone else. “I think the signs that you are being used are actually pretty clear,” relationship therapist Aimee Hartstein tells UK Cosmo. So the key is to know the signs and make sure that we’re being honest with ourselves about what’s actually going on in our relationship. No matter how difficult it is to a admit. Here’s what you need to look out for.

1. You’re making excuses for being treated badly

Are you always explaining to your friends that your partner is just tired or stressed — saying that’s why they’re being rude to you or not making the effort? That’s a huge sign. “The basic yardstick for telling whether you are being used or not is to take a good look at how you are being treated,” Aimee says. “…if you find that they are disrespectful, don’t treat you well, and you don’t feel good with the person then chances are you might be being used.”

Chances are, if this is happening, we won’t want to admit it. We either make excuses for their bad behaviour, or pretend it isn’t happening at all. In this instance, you really need to take a look at why you’re trying to bail this person out all the time.

2. They make you feel small

And actually, feeling good with the person is also a sign that you are not being used. The person you’re with should build you up, make you feel happy and like life is better than it is without them. “If this is a person who is nice to you, treats you well, and seems to enjoy your company then it’s likely you are not being used,” Aimee explains. But if you’re constantly feeling small, underwhelmed, let down — you know, that knot-in-your-stomach feeling — you need to take a look at the relationship. Something is really off and there’s a good chance you’re being used.

3. Your friends and family are worried

“The reason it sometimes gets confusing is if people don’t want to see the signs and end up in a bit of denial,” Aimee says. When you’re being used, you may not want to see something that’s right in front of your face, but your friends and family won’t have the same problem. So if they’re worried about you, you really should pay attention. They normally have a more objective view of the situation and they have your best interests at heart.

4. Your needs aren’t being met

You show up with soup and paracetamol when they don’t feel well, but they’re nowhere to be found when you’re under the weather? Pay attention if you’re the one
always making the effort. Whether you’ve been dating for five days or five years, it should still be a two-way street. “You can generally use your own feelings and comfort level as a good yardstick,” Aimee explains. If you find your needs aren’t being met or that you’re becoming resentful, something’s up.

5. You’re not ok with how the relationship is defined

Having mutual respect means that you’re both ok with the dynamic between you. It doesn’t matter what the relationship looks like as something that’s casual and just about sex can still have a lot of respect. “They might not want any sort of serious relationship, but they like you and you might generally feel good in this situation,” says Aimee. But you both have to be on the same page. If you’re not comfortable with the relationship and they know you want more than they do, they’re using you. And it’s not ok.

If you really like someone, admitting you’re being used is likely to be the last thing that you want to do. You may feel like the fact that they’re using you is embarrassing— that it’s finally acknowledging they’re not as into you as you are into them. But screw them. Because admitting that you’re being used just means that you’re with the kind of assh*le who uses people. And that’s all on them. You can do way, way better.

Ayariga Threatens Lawsuit Over Exorbitant University Fees

ayariga

The Member of Parliament for the Bawku Central constituency, Mahama Ayariga has threatened to head to court if public universities fail to seek Parliamentary approval of fees they charge.

There is uncertainty over the issue after school authorities instructed students to pay what Mr. Ayariga described as “illegal” fees.

The University Students Association of Ghana (USAG) earlier called on all students of public tertiary institutions not to pay their recently increased fees for the 2017/2018 academic year until Parliament approves the increase.

Speaking on the Citi Breakfast Show on Monday, Mr. Ayariga who is also a member of the Subsidiary Legislation committee in Parliament said “it is important for Parliament to exercise oversight because with public universities government financing is going into them and so if you are charging fees we need to know exactly what the fees are for.”

“By law…all public institutions that are rendering service and charging for the service will have to bring their fees and charges to Parliament for approval before they can levy those fees and charges. Education institutions owned by the state must all submit fees they charge and charges that are levied for Parliament for approval. They have not been doing that, only one public university, Wa polytechnic, ever brought their fees to Parliament for approval.”

Worried by the issue, Mr. Ayariga confronted the sector ministers when they appeared before the vetting committee adding that “when they assumed office I wrote to them drawing their attention for the need for them to get the institutions under them to bring their proposal.”

He said all efforts including hurling the Education Minister to the Floor of Parliament to have the issue addressed proved futile.

“Parliament has gone on recess, universities are about to open, they have already given letters to new students on which fees to pay and those fees have not been approved by Parliament. And that is where we have a problem. And that is where I indicated that I gave you enough notice… and you had all the time and you refused to act within the time limit and the only way is to go to court and let the court to send a clear signal to the universities that they are under the law and they must act in accordance with the law,” he added.

Maintain existing academic fees – Council 

Meanwhile, the National Council for Tertiary Education has asked management of the various public institutions to maintain the 2016/2017 academic year fees and charges; while Parliamentary approval is sought for any adjustments for the 2017/2018 academic year.

A statement issued by the Council, and signed by the Executive Secretary, Professor Mohamed Salifu, said: “The proposed fees and charges for the 2017/2018 Academic Year have been collated for consideration and approval by Parliament.”

source:citifmonline